Question 2810 Deck General

70% to pass

A seaman may have all or part of his wages deposited by allotment to a bank or savings institution. Which of the following is NOT a requirement for this type of allotment?

A The account must be opened by the seaman and maintained in the seaman's name.
B The institution must be insured by the FSLIC or FDIC.
C The account must be either a checking or savings account.
D All of the above are requirements.
AI Explanation

The correct answer is C) The account must be either a checking or savings account. The reasoning for this is that the requirement for a seaman's wage allotment account does not specify the type of account it must be. It can be a checking account, savings account, or any other type of account at an FDIC/FSLIC insured institution, as long as it is in the seaman's name. The other options (A, B, and D) are all actual requirements for this type of allotment, but the account type is not limited to just checking or savings accounts.

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